There are a lot of tips on how to save money in books, magazines, and newspapers.  One of my friends here on Multiply, Randell Tiongson, is a Registered Financial Planner.  He has a column in the Business Mirror which provides insight on how to save for the future.

This small post I have is merely a practical tip on how to apply what Randell advocates.  Consider this a rejoinder on the item in my last post wherein the advise was:

Force Yourself to Save

One way to save more is to trick yourself. Transfer money automatically from paychecks into savings or investment accounts. With less available in your checking account, you'll be more careful about your spending. Gradually increase your automatic savings rate over time.

My practical tip is:  Exploit Available Technology

Use Internet Banking Services.  Use your internet banking account to manage two (2) separate accounts.  Tag one account as your ("alkansiya" or "piggy bank" account).  Transfer money into that account every now and then using the fund transfer facility AND, most of all, have the willpower not to take anything out of it!  Cut the ATM card of that account if you wish.

Don't you dare transfer money out of that "piggy bank" account too!